Enabled payment methods and description of the payment process
Payment for products on our online store can be made in one of the following ways: payment with cards – VISA, Maestro or MasterCard that support payment over the Internet, by paying the courier when picking up the shipment. Payment by cards is realized in cooperation with AllSecure doo and UniCredit Bank Belgrade and is done in a secure and certified way through the AllSecure Payment Gateway, by simply entering data from the payment card.
After entering the card data and confirming the payment, the bank authorizes the transaction and thus the order is approved and enters the further process of preparation for delivery. The amount will be reserved on your card (account) and will not be available for another purpose.
*refers to Serbia
Check with the card-issuing bank to see if your card supports online payments.
Data protection when paying by cards
When entering payment card data, confidential information is transmitted via the public network in a protected (encrypted) form using the SSL protocol, using the most modern methods of tokenization of sensitive data, and in accordance with PCI-DSS standards. Data security at the time of purchase is guaranteed by the payment card processor. At no time is the payment card information available to the merchant.
3D Secure protection for all merchants and customers – AllSecure Payment Gateway uses the highest global standards of data protection and privacy. All merchants using the AllSecure Payment Gateway are automatically included in 3D-Secure protection, guaranteeing customers the security of their purchases. Customer payment card numbers are not stored on the merchant’s system and the registration itself is protected by SSL data encryption.
PCI DSS Standards – AllSecure Payment Gateway is constantly complying with all the requirements of card organizations in order to increase the level of security of merchants and customers. From 2005 until today, without interruption, the system has been certified as PCI-DSS Level 1, which is the highest standard in the industry. The PCI Data Security Standard (PCI-DSS) is a standard that defines the necessary security measures when processing, storing, and transmitting sensitive card data. PCI Standards protect sensitive cardholder data during the entire payment process: from the moment of entering data at the merchant’s point of sale, during communications between the merchant and relevant banks and card organizations, as well as the subsequent storage of this data.
Refund
In the case of a refund to a customer who has previously paid for one of the payment cards, in part or in full, and regardless of the reason for the refund, the refund is made exclusively through the same VISA, Maestro, or MasterCard card used for payment. This means that our bank will, at our request, refund the funds to the cardholder’s account.
Currency conversion
Please note that all payments will be effected in the Serbian currency – dinar (RSD). If the payment is done using foreign issuers payment cards, the total amount of the transaction will be converted into bank settlement currency, according to the current exchange rate of the Serbian National Bank. Once when the transaction is settled the already converted amount will be converted into your local currency according to the exchange rate of credit card associations. As a result of this conversion, there is a possibility of a slight difference from the original price stated on our website.
Terms and Conditions for "Skin Visual PRO" eBook
By purchasing and downloading the "Skin Visual PRO" eBook, you agree to the following terms and conditions. Please read these terms carefully before making your purchase.
1. General Information
1.1 The "Skin Visual PRO" eBook is a digital product created and owned by JM Derma Center DOO company.
1.2 These terms govern the purchase, download, and use of the eBook and any related materials provided.
2. Digital Product
2.1 The "Skin Visual PRO" eBook is delivered in a digital format (e.g., PDF) via download link.
2.2 Upon successful purchase, you will receive an email containing the download link for the eBook. Please check your spam or promotional folders if the email is not in your inbox.
2.3 No physical copy will be provided.
3. License and Use
3.1 The purchase of the eBook grants you a non-exclusive, non-transferable, single- user license.
3.2 You may download, save, and print the eBook for personal or business use only.
3.3 The eBook may not be shared, resold, reproduced, distributed, or used for commercial purposes outside your personal or business use.
3.4 You may not claim the content of the eBook as your own.
4. Refund Policy
4.1 Due to the nature of digital products, all sales of the "Skin Visual PRO" eBook are final, and no refunds will be provided.
4.2 If you experience issues with the download or access to the eBook, please contact us at jmdermacenter@gmail.com for assistance.
5. Intellectual Property
5.1 All content, including but not limited to text, graphics, images, and design, is the intellectual property of JM Derma Center DOO company and is protected by copyright laws.
5.2 Unauthorized use of the eBook's content is strictly prohibited.
6. Limitation of Liability
6.1 JM Derma Center DOO is not responsible for any direct or indirect damages, losses, or issues arising from the use of the eBook.
6.2 The eBook is provided for educational and informational purposes only. We do not guarantee any specific results from its use.
7. Privacy
7.1 Your privacy is important to us. Any personal information provided during the purchase process will be handled in accordance with our Privacy Policy.
7.2 We do not store payment information. All payments are processed through secure third-party providers.
8. Governing Law
8.1 These terms and conditions are governed by and construed in accordance with the laws of Serbia.
8.2 Any disputes related to these terms shall be subject to the exclusive jurisdiction of the courts of Serbia.
9. Modifications to Terms
9.1 JM Derma Center DOO reserves the right to modify these terms and conditions at any time without prior notice.
9.2 Any changes will be posted on this page and will become effective immediately.
If you have any questions or concerns regarding these terms, please contact us at jmdermacenter@gmail.com
